In this scam, the scammer makes representations or promises about what he or she can do to help you avoid foreclosure. Of course, the so-called “help” will require an outrageous fee on your part. Of course, once you pay the fee, the scammer will disappear along with your money. At best, these scammers may make a few phone calls on your behalf or send out a few form letters which will offer no real help to you. At the end of they day, you’ll find yourself short several thousands of dollars, angry, and worse off than when you started. Beware. If it sounds too easy or too good to be true, it probably is. Make sure you can verify the credentials of the person who is claiming to “help” you. Be especially wary if the service provider is from out of state. Your best bet is to hire a local, Wisconsin foreclosure defense or Wisconsin bankruptcy lawyer.