You may be eligible for HAMP if you meet all of the following criteria:

-You obtained your mortgage on or before January 1, 2009.
-You owe up to $729,750 on your primary residence or single unit rental property
-You owe up to $934,200 on a 2-unit rental property; $1,129,250 on a 3-unit rental property; or $1,403,400 on a 4-unit rental property
-The property has not been condemned
-You have a financial hardship and are either delinquent or in danger of falling behind on your mortgage payments (non-owner occupants must be delinquent in order to qualify).
-You have sufficient, documented income to support a modified payment.
-You must not have been convicted within the last 10 years of felony larceny, theft, fraud or forgery, money laundering or tax evasion, in connection with a mortgage or real estate transaction. An experienced Wisconsin bankruptcy lawyer will be able to answer your questions regarding HAMP.